Fixed Deposits (FD) are one of the most secure and preferred investment options in India. Punjab National Bank (PNB) offers a variety of FD schemes with attractive interest rates. Whether you're planning a short-term or long-term investment, the PNB FD Calculator helps you estimate the maturity amount and interest earned on your deposit quickly and accurately.
Our PNB Fixed Deposit Calculator is designed to provide instant results by considering the deposit amount, interest rate, and tenure. This tool saves you time and helps you make well-informed investment decisions.

Features of the PNB FD Calculator

Accurate Calculations: Get precise calculations of the interest earned and total maturity amount.
Customizable Inputs: Choose your deposit amount, tenure, and interest rates to match the specific PNB FD scheme you’re interested in.
Interest Compounding: The calculator factors in the compounding frequency (quarterly or yearly) for more precise results.
User-Friendly Interface: Simple, easy-to-use calculator that provides results in seconds.

How to Use the PNB FD Calculator?

Enter the Deposit Amount: Input the principal amount you wish to invest.
Select the Tenure: Choose the duration for which you want to keep your funds in the FD.
Interest Rate: The current interest rate will be automatically populated based on PNB’s FD rates. You can manually adjust this if needed.
Compounding Frequency: Select the compounding frequency—usually, PNB compounds interest quarterly.
Click on "Calculate": Instantly get your total maturity value and the interest earned.

Why Choose PNB Fixed Deposits?

Attractive Interest Rates: Competitive FD rates for both short and long tenures.
Flexible Tenures: FD tenures range from 7 days to 10 years, making it suitable for all types of investors.
Safety and Security: PNB is one of the leading public sector banks in India, offering high reliability and security for your investments.
Regular Income Option: Opt for monthly or quarterly payouts to supplement your income with interest earnings.

PNB FD Interest Rates 2025

Tenure	Regular FD Interest Rate	Senior Citizen FD Interest Rate
7 days to 14 days	3.00%	3.50%
15 days to 45 days	3.25%	3.75%
46 days to 90 days	4.00%	4.50%
91 days to 179 days	4.50%	5.00%
180 days to 1 year	5.00%	5.50%
1 year to 2 years	6.00%	6.50%
2 years to 5 years	6.25%	6.75%
5 years to 10 years	6.50%	7.00%